Privacy & Terms

Terms of Service

Last updated July 19th, 2021. These Terms of Service are effective July 19th, 2021.

These Terms of Service have been put in place to protect Ratyfi, Inc. from unnecessary legal exposure. They reflect the manner in which Ratyfi, Inc. operates, our beliefs, and the laws that apply to the company. These Terms of Service also govern your access and use of our services, including those offered by our website. By using our services, you agree to abide by these Terms of Service and will be held accountable for any infractions.

Whenever we speak of "you" or "your", we are referring to you, as a user of our services. Whenever we speak of "we", "us", or "our", we are referring to Ratyfi, Inc. and any of its subsidiaries.

Here is a quick summary of the points covered:

1.   Follow These Terms

We give you permission to use our website under the condition that you abide by these Terms of Service as well as all applicable local and federal laws and regulations. You will be held accountable for any infractions. If you do not agree with these terms, you are forbidden from using or accessing our website. Everything on our website is protected by applicable copyright and trademark law.

2.   Your Content

You may decide to submit feedback through email for suggestions to improve our website or correct inaccuracies. You may also choose to help out by adding more ratings and/or companies to our database. In both of these cases, you grant Ratyfi, Inc. full rights to store and publicly display your content on our website.

3.   Our Content

Everything on our website is provided on an 'as-is' basis, with no guarantees of it being accurate or current. Our content may contain errors. Ratyfi, Inc. makes no warranties, expressed or implied, and we disclaim and negate any such warranties. Unless required by law, we don’t provide implied warranties, such as the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. In addition, no content on our website is legal advice, and should not be treated as such.

4.   Others' Content

Our website may display content that belongs to other people or organizations, and it may link to websites managed by other people or organizations. All opinions expressed in the content of other people or organizations are theirs and are not necessarily endorsed by Ratyfi, Inc. While we try our best to keep links to external websites safe, we have not reviewed all of them and are not responsible for any of the contents in them. Usage of these external sites is at your own risk.

5.   Children Under 13

Ratyfi, Inc. does not knowingly collect, either online or offline, personal information from any persons under the age of thirteen.

6.   Limitations

Under no circumstances will Ratyfi, Inc. be liable for any damages (including, but not limited to, damages from loss of data or profit, or due to business interruption) from the use or inability to use materials on our website, even if we or one of our authorized representatives has been notified of the possibility of such damages either orally or in writing. Note that these applications only limit our responsibilities as allowed by applicable law.

7.   Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Massachusetts, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

8.   Modifications

Ratyfi, Inc. reserves the right to modify these Terms of Service at any time, for any reason. Users will be notified of significant changes, and the most updated version of these terms will be available on this site, along with dates of when these terms were last updated and last put into effect. When using our website, you are agreeing to abide by the current version of the Terms of Service.

9.   Disputes

For any claims, cause of action, or dispute you have against us, that arises out of or relates to Ratyfi, Inc., you agree that it will be shall be finally settled on an individual basis in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. (JAMS) by three arbitrators appointed in accordance with such rules. The arbitration shall take place in the Essex County of Massachusetts, in the English language and the arbitral decision may be enforced in any court resolved exclusively in the U.S. District Court for the Massachusetts District or a state court located in Essex County.

10.   Other

Privacy Policy

Last updated July 19th, 2021. This Privacy Policy is effective July 19th, 2021.

When you visit our website, we collect your IP address, but we do not store or use it in any way. We also collect information about your session that helps us improve our site, but none of it is personally identifiable. In addition, we collect and store general aggregate website usage statistics, such as page views, general geographic breakdowns, and device types.

We only collect personal information when we need it. We ask for your name and email when you volunteer or provide feedback so we can contact you. We also need your name and email when you create an account on our site. We collect it lawfully, and with your full knowledge and consent, and we store it securely. Note that you may unsubscribe your email address from our mailing list at any time by emailing us.

Do note that we link to external websites, and have no control or responsibility for their Privacy Policies.